Scams, Fraud and Cyber Crime, here is what you need to know

A critical point is to remember only a fraction of scams are reported. The IC3(Internet Crime Complaint Center) estimates that a mere 12% of fraud victims file a complaint. In 2023, reported losses from internet crime in the US reached a record-breaking $12.5 billion. Some source report Jacksonville as having one of the highest cybercrime, scams and fraud in the state of Florida. This represents a 22% increase compared to 2022. This low reporting rate allows scammers to continue their schemes unchecked.

                                                            Your 5-Point Action Plan to Avoid Scams:
Slow Down: Don't be pressured into quick decisions. Read all information carefully and listen closely to phone calls.

Talk it Out: Discuss any unexpected opportunity with a trusted friend or family member. Get a second opinion before committing financially.

Wait 24-48 Hours: Take a step back and allow yourself time to reflect. Don't let urgency cloud your judgment.
Business Hours Rule: Legitimate companies rarely conduct business outside regular hours (9-5). Be wary of calls or emails demanding immediate action.

Thieves Lie, always: This might seem obvious, but scammers rely on deception. If something sounds too good to be true, it probably is.

   In closing, I want you to remember that knowledge is not merely a commodity; it is a formidable weapon against deception and exploitation. Resources like the Florida Attorney General's Office and the IC3 can offer further guidance and support. Share this vital information with your family, friends, and neighbors. Empower one another with the wisdom to recognize the signs, the courage to report suspicious activity, and the resolve to protect our friends, family and network.

Report Cyber Crimes, Fraud and Scams 1.     MyFloridaCFO.com 2.     Cyberflorida.org 3.     Attorney General’s Office 1-866-9NO-SCAM - https://www.myfloridalegal.com/consumer-protection/consumer-alerts4.     FBI - https://www.ic3.gov/   Stay safe, Small Group Organization!